The Importance of Planning for the Future with a Power of Attorney

1. Choose Your Attorney(s): Start by selecting trustworthy individuals at least 18 years old to act as your attorney(s). Ensure they are willing to take on this responsibility.
2. Decide on the Type of LPA: You’ll need to determine whether you require a Property and Financial Affairs LPA, which addresses decisions about finances and property, or a Health and Welfare LPA, focusing on health and care decisions.
3. Complete the LPA Form: The necessary paperwork is available on the gov.uk website. Fill it out, specifying the powers you are giving to your attorney.
4. Signature and Witness: After filling out the form, you, your attorney(s), and a certificate provider (someone verifying that you understand the LPA and signed it without undue pressure) must sign it.
5. Register with the Office of the Public Guardian (OPG): You can either register online or via post. Keep in mind that there’s a registration fee, though some might qualify for a reduction or exemption based on income or certain benefits.
6. Wait for Validation: The OPG will then notify you, the attorney(s), and any named individuals about the registration. A set waiting period allows for any potential objections.
7. Receiving the Confirmed LPA: After successful registration, the OPG will return the LPA to you or your solicitor if you’ve involved one in the process.

Remember, LPAs can also appoint replacement attorneys to step in if primary ones become unavailable or unable. Additionally, you have the power to cancel your LPA as long as you have the mental capacity to make that decision.

For those who set up an Enduring Power of Attorney (EPA) before October 1, 2007, it remains valid but is limited to property and financial decisions only.