OUR SERVICES
Your remortgage journey is simplified with Batt Broadbent Solicitors.
The remortgage process can be daunting, filled with jargon, paperwork and essential legalities. Without a solicitor, crucial details might slip through the cracks.
At Batt Broadbent Solicitors, we’re more than legal experts; we’re your personal remortgage guide. We simplify all the complexities, so that everything is clear at each stage of the process.
Do I need a conveyancing Solicitor to remortgage?
If you’re looking for a better interest rate on your mortgage, you’d like to release funds or change the terms of your mortgage, you might choose to remortgage your property. Many homeowners in this situation want to know if they need a solicitor when they decide to remortgage.
Many mortgage brokers and lenders offer “free legals” as part of their remortgage package, but due to changes in the housing market, several brokers and lenders are no longer offering free options. Using us for your remortgage assures a swift, thorough, and personalised experience, safeguarding your property interests.
BUYING PROCESS
Our Purchase Conveyancing Process
The conveyancing process is the backbone of any property transaction, and our Wiltshire-based experts are here to demystify it for you.
Stage One
You instruct us when your offer is accepted and we send you a Client Care Pack to complete and return. You pay to us £500 to enable us to instruct searches.
Stage One
You apply for a mortgage and/or a survey.
Stage Two
We obtain and check the contract pack from the seller’s lawyer.
Stage Two
Mortgage offer received by us. We will then send you your mortgage report
and check the lender’s requirements.
Stage Four
We check the seller’s replies to enquiries and searches, and deal with any legal requiremetns in your mortgage offer and survey.
We report to you on the title and searches. We may need to refer back to the seller’s lawyer the lender to make sure you are happy to proceed.
Stage Five
We request the deposit from you and your buildings insurance policy details in readiness for exchange.
We request the deposit from you.
Stage Six
Contracts are exchanged and completion date is fixed.
Stage Seven
We request mortgage advance for completion.
Stage Seven
We calculate any balance due from you.
Stage Eight
Mortgage money received from lender.
Stage Eight
Balance received from you.
Final Stage
Completion.
Moving date when keys are handed over.
Final Stage
On your behalf we pay the Stamp Duty Land Tax/LTT to the HMRC/Welsh Revenue Authority and register you as new owners of the property at the Land Registry.
SELLING PROCESS
Our Sale Conveyancing Process
The conveyancing process is the backbone of any property transaction, and our Wiltshire-based experts are here to demystify it for you.
Stage One
You instruct us either when you put the property on the market or then you accept an offer.
Stage Two
We send you our Client Care Pack, a standard property questionnaire and fittings and contents form to complete and return. You pay us £500 to enable us to get title documents and prepare the contract.
Stage Three
On receipt of your forms we will check all title details and the relevant documents. We will also request repayment figures from your mortgage lender, if applicable.
Stage Four
We will send a contract pack to the buyer’s lawyer. Once agreed with the buyer’s lawyear, a contract and transfer will be sent to you to sign and return to us.
Stage Five
We will deal with enquiries received from your buyer’s lawyer and liaise with you as appropriate.
Stage Five
Your buyer will arrange their finance and their lawyer will undertake searches.
Stage Six
One your buyer is ready they will contact us with a suggested completion date which we discuss with you.
Stage Seven
Contracts are exchanged and completion date is fixed.
Stage Eight
We request repayment figures on any mortgages and ensure we have your estate agent’s bill and any other payments to be made from the proceeds of the sale.
Stage Nine
We calculate the net sale proceeds payable to you.
Final Stage
Completion.
Moving date when keys are handed over.
On Completion
From the proceeds of sale, we redeem all mortgages, pay your estate agent and account to you for the balance.
Meet Our Experts
Offering legal advice across business and personal services, our experienced professionals are here to provide their expertise and help. Here is the team that will guide you through every step of the process, ensuring clarity and confidence in your decisions.
Get in touch
We're here to make your legal matters as stress-free as possible.
Based in Salisbury and Chippenham, we specialise in a wide range of legal services for businesses and individuals.
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